When it comes to investment choices I’m very selective about making recommendations. At the end of the day I know how hard you’re working to reach the goals that you’ve set for yourself. I want to make sure I’m giving you the best possible choices.
Discipline, diligence, experience
I use a disciplined approach to make sure I’m giving you choices that have the best chance of success. I only move forward with recommendations that align with my prerequisites on quality. They also need to work well in a diversified portfolio, and are compatible with a buy-and-hold philosophy. This gives you a starting point for choosing investments personalized to your risk tolerance, goals, and personal situation.
How I choose stocks
I don’t follow every company. Instead, I filter stocks based on geography, track record, company size, and their debts and cash flow. I use a mixture of ‘fundamental and technical analysis.’ Then I narrow down the choices I believe have sustainable advantages. I also implement a valuation analysis to determine whether a stock’s price is fair based on it’s book-value so I’m recommending quality companies with attractive prices.
How I choose bonds
If your investment goals include bonds, I may recommend fixed-income investments to preserve both principal and income. I may consider a bond’s “credit risk.” That refers to the bond issuer’s ability to pay principal and interest until the bond matures.
I view credit risk as the most important factor in evaluating individual bonds. I also consider other risks, including interest rate risk and reinvestment risk, while conducting high-quality, in-depth analysis on each bond.
How I choose mutual funds
With thousands of mutual funds and exchange-traded funds (ETFs) to choose from, it can be overwhelming to pick which ones to buy. That’s where my Mutual Fund/ETF Research comes in. I’ll help determine your investment needs and we’ll choose a portfolio of Mutual Funds and ETF’s that make sense.
Contact Mike Stapleton in Clearwater, Florida to schedule a consultation.